Savings Accounts, Personal Loans and Credit Cards - Kotak Mahindra Bank Personal Banking, Corporate Banking, NRI Banking | Kotak Mahindra Bank
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Kotak811 Savings Account

Your dreams deserve a strong beginning.

Open Kotak811 Zero Balance Savings Account.

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Personal Loan

Avail Personal Loan offers up to ₹1 Crore.

Interest starting at 9.99% p.a.

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Credit Card

Get Kotak Cashback+ Credit Card.

5% cashback on online groceries, food deliveries & OTTs. 4% savings on fuel.

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Business Loan

Business Loans up to ₹1 Crore.

Flexible, collateral-free loans for growing businesses.

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Privy Business

Unlock smarter tax payments.

Get up to 10% cashback*.

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Home Loan

Fulfil the dream of owning your home.

Home Loan available up to ₹10 Crore | Flexible tenure up to 25 years.

Knowledge Hub

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Kotak Bank App

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Ways to Bank

Net Banking

Net Banking is a convenient way to bank from the comfort of your home or office -  a one stop solution for all of your banking needs.

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Valid till: 30 September 2026

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Rates & Charges

Deposits

Fixed Deposit (15 months 1 day to less than 23 Months)